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Terms

Last updated: [DD Month, YYYY] Effective for: [Company/Website Name] (“we”, “us”, “our”) Website/App: [your-domain.com]

1) Acceptance of Terms

By accessing or using our website, products, or services (“Services”), you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, you must stop using the Services.

2) Eligibility

You must be at least [13/16/18] years old (depending on your region) to use our Services. By using them, you confirm you meet this requirement.

3) Use of Services

  • You may not use the Services for any unlawful, harmful, or fraudulent purpose.
  • Do not interfere with or disrupt our systems, networks, or security measures.
  • Do not reverse engineer, copy, resell, or exploit any part of the Services without permission.

4) User Accounts

If you create an account:

  • Provide accurate, complete information and keep it updated.
  • Keep your login credentials secure and do not share them.
  • You are responsible for all activities under your account.

5) Payments & Subscriptions

  • Prices, billing cycles, and renewal terms are described on the checkout or subscription page.
  • All payments are processed securely by third-party payment processors (e.g., [Stripe, PayPal, Razorpay]).
  • You agree to pay all applicable fees and taxes.
  • Refunds are provided only as described in our refund policy (if any).

6) Intellectual Property

  • All content, code, trademarks, and designs are owned by or licensed to [Company/Website Name].
  • You are granted a limited, non-exclusive, non-transferable license to use the Services as intended.
  • You may not copy, modify, or distribute our content without written permission.

7) User-Generated Content

If you post, upload, or share content:

  • You grant us a worldwide, royalty-free license to host and display it for operating the Services.
  • You represent that you own or have rights to share such content and it does not infringe on any third party rights.
  • We reserve the right to remove content that violates these Terms or applicable laws.

Our Services may contain links to third-party websites or services. We are not responsible for their content, policies, or practices.

9) AI & Automated Features (if applicable)

If the Service uses AI or automated tools:

  • Generated content is provided “as-is” and may contain inaccuracies.
  • Do not rely on AI outputs for legal, medical, or financial decisions.
  • You are responsible for reviewing and using AI-generated results appropriately.

10) Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted or error-free operation.

11) Limitation of Liability

To the fullest extent permitted by law, [Company/Website Name] and its affiliates shall not be liable for indirect, incidental, special, or consequential damages, including loss of profits, data, or business opportunities.

12) Indemnification

You agree to indemnify and hold harmless [Company/Website Name], its officers, employees, and partners from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

13) Termination

We may suspend or terminate your account or access to the Services at any time, with or without notice, if you violate these Terms or for any other reason at our discretion.

14) Governing Law

These Terms are governed by the laws of [Country/State/Province], without regard to conflict of law principles. Disputes will be resolved in the courts of [Jurisdiction].

15) Changes to Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Continued use of the Services constitutes acceptance of the updated Terms.

16) Contact Us

If you have questions about these Terms, please contact us: Email: [support@your-domain.com] Address: [Company Name], [Street], [City, State/Province, ZIP/Postal], [Country]